{"id":1129,"date":"2014-02-24T12:09:48","date_gmt":"2014-02-24T20:09:48","guid":{"rendered":"http:\/\/www.acaptrading.com\/?page_id=1129"},"modified":"2018-10-31T18:30:41","modified_gmt":"2018-10-31T18:30:41","slug":"types-accounts","status":"publish","type":"page","link":"https:\/\/www.acaptrading.com\/types-accounts\/","title":{"rendered":"Types Of Accounts"},"content":{"rendered":"

[et_pb_section bb_built=”1″ fullwidth=”off” specialty=”on”][et_pb_column type=”3_4″ specialty_columns=”3″][et_pb_row_inner admin_label=”Row”][et_pb_column_inner type=”4_4″ saved_specialty_column_type=”3_4″][et_pb_text _builder_version=”3.5.1″]<\/p>\n

Types Of Accounts<\/h1>\n

ACAP Trading offers the investment account types you seek, along with a wide spectrum of investment products<\/a><\/span> to help achieve your financial goals.<\/p>\n

It’s easy \u2014 opening a new account takes just a few minutes.<\/p>\n

[\/et_pb_text][et_pb_tabs _builder_version=”3.5.1″][et_pb_tab _builder_version=”3.5.1″ title=”Standard Accounts” use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none”]<\/p>\n

Standard Accounts<\/h1>\n

 <\/p>\n

Individual Brokerage Account<\/a><\/b><\/p>\n<\/p>\n

A standard brokerage account is registered in only one name. The investor is able to deposit funds and place investment orders in their account to manage a diversified portfolio. This account, upon approval, is eligible for both margin borrowing and options trading. <\/p>\n

 <\/p>\n

Joint Brokerage Account<\/a><\/b><\/p>\n<\/p>\n

Joint investment accounts must be registered in more than one name. Joint brokerage accounts, upon approval, will have the ability for margin borrowing and options trading.<\/p>\n

[\/et_pb_tab][et_pb_tab _builder_version=”3.5.1″ title=”Retirement Accounts” use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none”]<\/p>\n

Retirement Accounts<\/h1>\n

 <\/p>\n

Traditional IRA<\/a><\/b><\/p>\n<\/p>\n

Your contributions may be tax-deductible and potential earnings grow tax-deferred until you withdraw them in retirement. This may be a good choice if you want to take advantage of tax savings now.<\/p>\n

 <\/p>\n

Roth IRA<\/a><\/b><\/p>\n<\/p>\n

While contributions aren’t tax-deductible, withdrawals\u2014including any earnings\u2014can be made tax-free as long as certain conditions are met. This may be a good choice if you are eligible to make Roth IRA contributions and think your tax rate will be higher in retirement.<\/p>\n

 <\/p>\n

Inherited IRA<\/a><\/b><\/p>\n<\/p>\n

If you are inheriting a Traditional IRA, SIMPLE IRA, SEP IRA, or workplace retirement plan, you can generally move those assets into an Inherited IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes. Online account opening is not available to entities (such as a charity or other organization), an estate, or a trust beneficiaries.<\/p>\n

 <\/p>\n

Rollover IRA<\/a><\/b><\/p>\n<\/p>\n

By consolidating your old 401(k) or IRAs into a Rollover IRA, you can maintain the important tax advantages of your retirement savings and access a broad array of investments, exceptional service, and free investment guidance.<\/p>\n

 <\/p>\n

Individual 401(k)<\/a><\/b><\/p>\n<\/p>\n

A 401(k) plan is a salary reduction plan that is offered by employers. It offers tax deferred benefits for your retirement investments.<\/p>\n

 <\/p>\n

Business 401(k)<\/a><\/b><\/p>\n<\/p>\n

Designed for self-employed individuals or business owners without employees.<\/p>\n

 <\/p>\n

SEP IRA<\/a><\/b><\/p>\n<\/p>\n

Set up a workplace savings plan if you are self-employed or own a small business.<\/p>\n

 <\/p>\n

Defined Benefit Plan<\/a><\/b><\/p>\n<\/p>\n

Tends to be well-matched for owners of small, profitable businesses, who are closer to retirement age and would like to catch up on their savings.<\/p>\n

 <\/p>\n

SIMPLE IRA<\/a><\/b><\/p>\n<\/p>\n

This plan offers tax deferral plus pre-tax contributions for self-employed individuals and participants in small businesses with fewer than 100 employees.<\/p>\n

 <\/p>\n

Keogh Plan<\/a><\/b><\/p>\n<\/p>\n

A Keogh Plan is a tax deferred pension plan available to self-employed individuals or unincorporated businesses for retirement purposes.<\/p>\n

 <\/p>\n

Money Purchase Plan<\/a><\/b><\/p>\n<\/p>\n

It allows a company to make annual contributions that are not tied to profits. Employer contributions are mandatory, the lesser of 25% of total compensation or $53,000.<\/p>\n

 <\/p>\n

Profit Sharing Plan<\/a><\/b><\/p>\n<\/p>\n

A Profit Sharing Plan is a plan that enables you to distribute profits in profitable years according to a formula set by the employer ahead of time.<\/p>\n

[\/et_pb_tab][et_pb_tab _builder_version=”3.5.1″ title=”Education Accounts” use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” tab_text_shadow_style=”none” body_text_shadow_style=”none”]<\/p>\n

Education Accounts<\/h1>\n

 <\/p>\n

College 529 Savings Plan<\/a><\/b><\/p>\n<\/p>\n

Any earnings grow federal income tax-free for qualified higher education expenses, and contributions may be eligible for state tax deductions. <\/p>\n

 <\/p>\n

Coverdell Education Savings Account (ESA)<\/a><\/b><\/p>\n<\/p>\n

Like a 529 plan, Coverdell ESAs allow money to grow tax deferred and proceeds to be withdrawn tax-free for qualified education expenses at a qualified institution. <\/p>\n

 <\/p>\n

Custodial Accounts (UGMA\/UTMA)<\/a><\/b><\/p>\n<\/p>\n

This brokerage account offers comprehensive trading, allowing you to invest on behalf of a minor.<\/p>\n

[\/et_pb_tab][\/et_pb_tabs][et_pb_text _builder_version=”3.5.1″]<\/p>\n

Contact Us:<\/h2>\n

To find out more, either call our office at (855) 846-ACAP<\/span>, fill out our brief contact form<\/a><\/span> or email us at information@acaptrading.com<\/a><\/span>.<\/p>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_4″][et_pb_sidebar _builder_version=”3.5.1″ area=”sidebar-1″ \/][\/et_pb_column][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Types Of Accounts ACAP Trading offers the investment account types you seek, along with a wide spectrum of investment products to help achieve your financial goals. It’s easy \u2014 opening a new account takes just a few minutes. Standard Accounts   Individual Brokerage Account A standard brokerage account is registered in only one name. The […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

Types Of Accounts<\/h1>\r\n

\u00a0<\/p>\r\n\r\nACAP Trading offers the investment account types you seek, along with a wide spectrum of investment products<\/a><\/span> to help achieve your financial goals.\r\n

\u00a0<\/p>\r\n\r\nIt's easy \u2014 opening a new account takes just a few minutes.\r\n\r\n\u00a0\r\n\r\n\r\n[su_tabs active=\"1\"]\r\n[su_tab title=\"Standard Accounts\"]\r\n

Standard Accounts<\/h1>\r\n

\u00a0<\/p>\r\n

Individual Brokerage Account<\/a><\/b><\/p>\r\n

<\/p>\r\nA standard brokerage account is registered in only one name. The investor is able to deposit funds and place investment orders in their account to manage a diversified portfolio. This account, upon approval, is eligible for both margin borrowing and options trading. \r\n

\u00a0<\/p>\r\n

Joint Brokerage Account<\/a><\/b><\/p>\r\n

<\/p>\r\nJoint investment accounts must be registered in more than one name. Joint brokerage accounts, upon approval, will have the ability for margin borrowing and options trading.\r\n[\/su_tab]\r\n\r\n

\u00a0<\/p>\r\n\r\n[su_tab title=\"Retirement Accounts\"]\r\n

Retirement Accounts<\/h1>\r\n

\u00a0<\/p>\r\n

Traditional IRA<\/a><\/b><\/p>\r\n

<\/p>\r\nYour contributions may be tax-deductible and potential earnings grow tax-deferred until you withdraw them in retirement. This may be a good choice if you want to take advantage of tax savings now.\r\n

\u00a0<\/p>\r\n

Roth IRA<\/a><\/b><\/p>\r\n

<\/p>\r\nWhile contributions aren't tax-deductible, withdrawals\u2014including any earnings\u2014can be made tax-free as long as certain conditions are met. This may be a good choice if you are eligible to make Roth IRA contributions and think your tax rate will be higher in retirement.\r\n

\u00a0<\/p>\r\n

Inherited IRA<\/a><\/b><\/p>\r\n

<\/p>\r\nIf you are inheriting a Traditional IRA, SIMPLE IRA, SEP IRA, or workplace retirement plan, you can generally move those assets into an Inherited IRA. While subject to minimum required distributions, this may be a good choice if you want to continue the tax-deferred growth potential of inherited retirement assets and avoid the impact of immediate income taxes. Online account opening is not available to entities (such as a charity or other organization), an estate, or a trust beneficiaries.\r\n

\u00a0<\/p>\r\n

Rollover IRA<\/a><\/b><\/p>\r\n

<\/p>\r\nBy consolidating your old 401(k) or IRAs into a Rollover IRA, you can maintain the important tax advantages of your retirement savings and access a broad array of investments, exceptional service, and free investment guidance.\r\n

\u00a0<\/p>\r\n

Individual 401(k)<\/a><\/b><\/p>\r\n

<\/p>\r\nA 401(k) plan is a salary reduction plan that is offered by employers. It offers tax deferred benefits for your retirement investments.\r\n

\u00a0<\/p>\r\n

Business 401(k)<\/a><\/b><\/p>\r\n

<\/p>\r\nDesigned for self-employed individuals or business owners without employees.\r\n

\u00a0<\/p>\r\n

SEP IRA<\/a><\/b><\/p>\r\n

<\/p>\r\nSet up a workplace savings plan if you are self-employed or own a small business.\r\n

\u00a0<\/p>\r\n

Defined Benefit Plan<\/a><\/b><\/p>\r\n

<\/p>\r\nTends to be well-matched for owners of small, profitable businesses, who are closer to retirement age and would like to catch up on their savings.\r\n

\u00a0<\/p>\r\n

SIMPLE IRA<\/a><\/b><\/p>\r\n

<\/p>\r\nThis plan offers tax deferral plus pre-tax contributions for self-employed individuals and participants in small businesses with fewer than 100 employees.\r\n

\u00a0<\/p>\r\n

Keogh Plan<\/a><\/b><\/p>\r\n

<\/p>\r\nA Keogh Plan is a tax deferred pension plan available to self-employed individuals or unincorporated businesses for retirement purposes.\r\n

\u00a0<\/p>\r\n

Money Purchase Plan<\/a><\/b><\/p>\r\n

<\/p>\r\nIt allows a company to make annual contributions that are not tied to profits. Employer contributions are mandatory, the lesser of 25% of total compensation or $53,000.\r\n

\u00a0<\/p>\r\n

Profit Sharing Plan<\/a><\/b><\/p>\r\n

<\/p>\r\nA Profit Sharing Plan is a plan that enables you to distribute profits in profitable years according to a formula set by the employer ahead of time. \r\n\u00a0\r\n[\/su_tab]\r\n\r\n

\u00a0<\/p>\r\n\r\n[su_tab title=\"Education Accounts\"]\r\n

Education Accounts<\/h1>\r\n

\u00a0<\/p>\r\n

College 529 Savings Plan<\/a><\/b><\/p>\r\n

<\/p>\r\nAny earnings grow federal income tax-free for qualified higher education expenses, and contributions may be eligible for state tax deductions. \r\n

\u00a0<\/p>\r\n

Coverdell Education Savings Account (ESA)<\/a><\/b><\/p>\r\n

<\/p>\r\nLike a 529 plan, Coverdell ESAs allow money to grow tax deferred and proceeds to be withdrawn tax-free for qualified education expenses at a qualified institution. \r\n

\u00a0<\/p>\r\n

Custodial Accounts (UGMA\/UTMA)<\/a><\/b><\/p>\r\n

<\/p>\r\nThis brokerage account offers comprehensive trading, allowing you to invest on behalf of a minor.\r\n[\/su_tab]\r\n\r\n[\/su_tabs]\r\n\r\n

<\/p>\r\n

Contact Us:<\/h2>\r\n

\u00a0<\/p>\r\n\r\nTo find out more, either call our office at (855) 846-ACAP<\/span>, fill out our brief contact form<\/a><\/span> or email us at information@acaptrading.com<\/a><\/span>.","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages\/1129"}],"collection":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/comments?post=1129"}],"version-history":[{"count":0,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages\/1129\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/media?parent=1129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}