{"id":279,"date":"2014-02-10T19:28:58","date_gmt":"2014-02-10T19:28:58","guid":{"rendered":"http:https:\/\/www.acaptrading.com\/?page_id=223"},"modified":"2018-07-12T13:46:53","modified_gmt":"2018-07-12T13:46:53","slug":"inherited-ira","status":"publish","type":"page","link":"https:\/\/www.acaptrading.com\/individual-retirement-accounts\/inherited-ira\/","title":{"rendered":"Inherited IRA"},"content":{"rendered":"<h1>Inherited IRA<\/h1>\n<p>&nbsp;<\/p>\n<p>When a beneficiary inherits an IRA account, they have a few options to consider when it comes to what to do with the inherited assets.\u00a0 An inherited IRA, also sometimes called a beneficiary IRA, is an account that can be opened by a beneficiary or beneficiaries following the original IRA owner\u2019s death.\u00a0 Inherited IRAs allow the beneficiary to receive the same tax-deferred growth as the original owner.<\/p>\n<p>&nbsp;<\/p>\n<h2>Rules<\/h2>\n<p>&nbsp;<\/p>\n<li>Required minimum distribution (RMD) rules \u2013 this is the minimum amount that must be distributed to beneficiaries from inherited individual retirement accounts and is based on the life expectancy of the beneficiary, as well as other factors.<\/li>\n<li>Inherited IRAs must be re-titled\u00a0and must include the fact that the account is inherited and include the name of the deceased. Spouses can roll inherited IRAs into their own existing IRA accounts without penalty.<\/li>\n<li>Beneficiaries have nine months from the date of death to make certain decisions about inherited IRAs.<\/li>\n<li>Rules for inherited IRA taxes depend on the type of IRA you inherit, whether you are a spouse or non-spouse beneficiary, whether you are the sole beneficiary or are sharing the inheritance, and other factors.\u00a0 It is best to talk to a qualified tax adviser for more information about inherited IRA taxes.<\/li>\n<p>&nbsp;<\/p>\n<h2>Contact Us:<\/h2>\n<p>&nbsp;<\/p>\n<p>To find out more about opening an inherited IRA, either call our office at <br \/><span style=\"color: #ff0000;\">(855) 846-ACAP<\/span>, fill out our brief <span style=\"text-decoration: underline;\"><a href=\"..\/contact-us\/\">contact form<\/a><\/span> or email us at <span style=\"text-decoration: underline;\"><a href=\"mailto:information@acaptrading.com\">information@acaptrading.com<\/a><\/span>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Inherited IRA &nbsp; When a beneficiary inherits an IRA account, they have a few options to consider when it comes to what to do with the inherited assets.\u00a0 An inherited IRA, also sometimes called a beneficiary IRA, is an account that can be opened by a beneficiary or beneficiaries following the original IRA owner\u2019s death.\u00a0 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":276,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages\/279"}],"collection":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/comments?post=279"}],"version-history":[{"count":0,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages\/279\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/pages\/276"}],"wp:attachment":[{"href":"https:\/\/www.acaptrading.com\/wp-json\/wp\/v2\/media?parent=279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}